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Let DirectLoans.co.nz help you source a great car or vehicle loan!

The low-down on Auto Loans

  • repayments generally range over 6 months to 5 years
  • loans on new and used vehicles are possible
  • auto loan interest rates can be around 1.5 to 2 times higher than for home loans
  • the vehicle will act as security on the loan so comprehensive insurance is normally required

Car finance tips

  • work out what you can afford then stick to your budget
  • compare different car finance offers - rates and terms do differ
  • look for low interest rates, but also consider up-front and late payment fees
  • check the small-print of your car finance contract before signing
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